JCH&L Now In Network with BlueCross BlueShield Blueprint Plan

Jefferson Community Health & Life is now in network with BlueCross BlueShield’s Blueprint health insurance plan. The Blueprint Health network features CHI Health and other providers and facilities in Nebraska and Iowa.

“We have recently had some patients insured as part of the BlueCross BlueShield Blueprint Healthcare plan and are happy to announce that we are now in network,” said Kim Shadduck, business office manager.

Shadduck encourages everyone to know their health insurance plan – and check carefully into what coverage is available when choosing a plan.

“We are seeing more patients recently being disappointed because JCH&L is not in the network for their health insurance plan,” Shadduck said. “Often the issue is that we are a provider for the company but not their particular plan.”

Shadduck said that every carrier has a wide variety of plans available. Some plans are “narrow network” plans, meaning they cover only a specific hospital or providers – and those providers may not even be in our state. Some are specific to virtual visits with specific providers.  She said when considering plans, be sure to ask which health care facilities and providers are covered as a part of the plan, and whether you can continue to use your chosen health care provider and home town clinic and hospital services. She said sometimes a plan may cover only Emergency Room visits when out of network, and the patient may or may not have to meet a deductible or pay a copay on that.

While policy names may be confusing, always take a look at whether a hospital name, such as CHI, is included in the name, she said. Then be ready to ask questions or do more on line research about what that means. If shopping on the healthcare.gov market place, check on whether the facilities and providers you may want to use are covered as part of the plan.

The JCH&L business office welcomes calls and questions about whether we are “in-network” for specific plans – but please be sure to ask about the specific plan. JCH&L may be in network with the company, but not every plan the company sells, Shadduck said.